Is It A Scam?

Terms of Use & End User License Agreement

Last updated: May 2, 2026.

Plain-English summary

This End User License Agreement ("Agreement") is a binding legal contract between you ("you," "your," or "User") and Mintaka Media Group Inc. ("we," "us," "our," or "Company"). By downloading, installing, accessing, or using the Is It A Scam? Scam Checker mobile application (the "App") and any associated services (collectively, the "Service"), you agree to be bound by this Agreement. If you do not agree, do not download, install, or use the App.

1. Acceptance of Terms

By accessing or using the Service, you represent that (a) you are at least 17 years of age or have the legal capacity to enter into binding contracts in your jurisdiction, (b) you have read, understood, and agree to this Agreement and our Privacy Policy, and (c) you will use the Service only in compliance with this Agreement and all applicable laws. If you are using the Service on behalf of an entity, you represent that you are authorized to bind that entity to this Agreement.

2. Description of the Service

The App provides automated, algorithmic assessments and informational analysis intended to help Users evaluate whether content, websites, messages, phone numbers, email addresses, social media accounts, investment opportunities, or other items submitted by the User ("Submitted Items") may exhibit characteristics commonly associated with fraud, scams, deceptive practices, or other illegitimate activity.

The Service is provided strictly for informational, educational, and entertainment purposes. The Service uses artificial intelligence, machine learning models, heuristic rules, and third-party data sources to generate assessments. These outputs are probabilistic estimates, not factual determinations.

The Service is not, and does not purport to be: (a) a financial advisory service; (b) a legal service; (c) a security or cybersecurity service; (d) a fraud investigation service; (e) a substitute for due diligence, professional judgment, law enforcement, or licensed expert consultation; or (f) a guarantee of any outcome.

3. Subscriptions and In-App Purchases

The App offers auto-renewable subscriptions providing access to features such as unlimited scam checks, premium analysis, and additional functionality (each, a "Subscription").

4. License Grant

Subject to your compliance with this Agreement, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to download, install, and use the App on any Apple-branded device that you own or control, solely for your personal, non-commercial use, in accordance with the Apple Media Services Terms and Conditions and the Usage Rules set forth therein.

5. Disclaimers of Warranties; No Reliance

5.1 As-Is Basis. THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE," WITH ALL FAULTS AND WITHOUT WARRANTY OF ANY KIND. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, WE EXPRESSLY DISCLAIM ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING WITHOUT LIMITATION ALL WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, COMPLETENESS, RELIABILITY, AVAILABILITY, NON-INFRINGEMENT, AND ANY WARRANTY ARISING OUT OF COURSE OF DEALING OR USAGE OF TRADE.

5.2 No Warranty of Accuracy. WE DO NOT WARRANT THAT THE SERVICE'S ASSESSMENTS, OUTPUTS, CLASSIFICATIONS, RATINGS, SCORES, OR ANY OTHER INFORMATION GENERATED BY THE APP ARE ACCURATE, RELIABLE, COMPLETE, CURRENT, OR FREE FROM ERROR. ASSESSMENTS MAY PRODUCE FALSE NEGATIVES (FAILING TO IDENTIFY ACTUAL SCAMS, FRAUDS, OR DECEPTIVE CONTENT) AND FALSE POSITIVES (INCORRECTLY FLAGGING LEGITIMATE CONTENT). YOU ACKNOWLEDGE AND ACCEPT THIS RISK.

5.3 Not Professional Advice. OUTPUTS OF THE SERVICE DO NOT CONSTITUTE LEGAL, FINANCIAL, INVESTMENT, MEDICAL, CYBERSECURITY, OR OTHER PROFESSIONAL ADVICE. YOU SHOULD CONSULT QUALIFIED PROFESSIONALS BEFORE MAKING ANY DECISION BASED IN WHOLE OR IN PART ON OUTPUTS OF THE SERVICE.

5.4 Independent Verification Required. YOU AGREE THAT YOU WILL NOT RELY SOLELY OR PRIMARILY ON THE SERVICE WHEN MAKING ANY DECISION INVOLVING FINANCIAL TRANSACTIONS, PERSONAL SAFETY, LEGAL RIGHTS, OR ANY OTHER MATTER OF CONSEQUENCE. YOU ARE SOLELY RESPONSIBLE FOR INDEPENDENTLY VERIFYING ANY OUTPUT OF THE SERVICE THROUGH OTHER SOURCES, INCLUDING BUT NOT LIMITED TO LICENSED PROFESSIONALS, OFFICIAL GOVERNMENT REGISTRIES, FINANCIAL INSTITUTIONS, AND LAW ENFORCEMENT.

5.5 No Guarantee of Outcome. A "NOT A SCAM," "LIKELY LEGITIMATE," "LOW RISK," "SAFE," "VERIFIED," OR SIMILAR DESIGNATION OR SCORE GENERATED BY THE SERVICE IS NOT A GUARANTEE, REPRESENTATION, OR WARRANTY THAT THE SUBMITTED ITEM IS GENUINE, LAWFUL, SAFE, SOLVENT, OR LEGITIMATE. CONVERSELY, A "SCAM," "HIGH RISK," "FRAUDULENT," OR SIMILAR DESIGNATION IS NOT A FINDING OF FACT, ADJUDICATION, OR ACCUSATION DIRECTED AT ANY PARTICULAR PERSON OR ENTITY.

5.6 Third-Party Data. The Service may incorporate data from third-party sources. We do not control, endorse, or guarantee the accuracy of such data and disclaim all liability arising from it.

6. Limitation of Liability

6.1 Cap on Liability. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL OUR AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THIS AGREEMENT OR THE SERVICE EXCEED THE GREATER OF (A) THE AMOUNT YOU ACTUALLY PAID TO US (OR TO APPLE FOR DISTRIBUTION TO US) FOR THE SERVICE IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) FIVE U.S. DOLLARS ($5.00).

6.2 Excluded Damages. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL WE BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY DAMAGES FOR LOSS OF PROFITS, REVENUE, DATA, GOODWILL, USE, BUSINESS INTERRUPTION, OR FINANCIAL LOSSES OF ANY KIND, WHETHER ARISING UNDER CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER THEORY, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

6.3 Specifically Excluded Losses. WITHOUT LIMITING THE FOREGOING, WE SHALL HAVE NO LIABILITY FOR (A) ANY LOSS RESULTING FROM YOUR RELIANCE ON OR USE OF ANY OUTPUT OF THE SERVICE; (B) MONEY, CRYPTOCURRENCY, ASSETS, OR PROPERTY YOU LOSE TO ANY ACTUAL OR ALLEGED SCAM, FRAUD, THEFT, OR DECEPTION, REGARDLESS OF WHETHER THE SERVICE PROVIDED ANY ASSESSMENT REGARDING THE RELEVANT SUBMITTED ITEM; (C) ANY INVESTMENT, BUSINESS, OR PERSONAL DECISION YOU MAKE; (D) ANY ACTION TAKEN OR NOT TAKEN BASED ON OUTPUTS OF THE SERVICE; (E) DAMAGE TO YOUR REPUTATION, RELATIONSHIPS, OR EMOTIONAL STATE; (F) ANY THIRD-PARTY CONDUCT OR CONTENT; OR (G) ANY ASSESSMENT THAT TURNS OUT TO BE INCORRECT, INCOMPLETE, OUT OF DATE, OR MISLEADING.

6.4 Essential Basis. THE LIMITATIONS IN THIS SECTION 6 ARE A FUNDAMENTAL ELEMENT OF THE BARGAIN BETWEEN YOU AND US AND APPLY EVEN IF ANY LIMITED REMEDY IS FOUND TO HAVE FAILED ITS ESSENTIAL PURPOSE.

6.5 Jurisdictions. Some jurisdictions do not allow the exclusion of certain warranties or the limitation of liability for incidental or consequential damages. To the extent applicable law in your jurisdiction prohibits such limitations, the limitations in this Agreement shall apply only to the maximum extent permitted by law.

7. Indemnification

You agree to defend, indemnify, and hold harmless the Company, its affiliates, and their respective officers, directors, employees, contractors, agents, licensors, and suppliers from and against any and all claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to (a) your use of or inability to use the Service; (b) your reliance on any output of the Service; (c) your violation of this Agreement; (d) your violation of any law or any third-party right; or (e) any decision or action you take based on the Service.

8. User Conduct

You agree not to: (a) use the Service for any unlawful purpose; (b) use the Service to defame, harass, threaten, or harm any person or entity; (c) use Service outputs to make public accusations of fraud or wrongdoing against any identified person or business; (d) reverse engineer, decompile, or disassemble the App except to the extent permitted by applicable law; (e) interfere with or disrupt the Service; (f) attempt to gain unauthorized access to any portion of the Service; (g) submit content that infringes any third-party right; or (h) use the Service in a manner that could damage, disable, overburden, or impair our systems.

9. Privacy

Your use of the Service is also governed by our Privacy Policy, which is incorporated into this Agreement by reference. By using the Service, you consent to the collection and use of information as described in the Privacy Policy.

10. Intellectual Property

The App and the Service, including all content, features, and functionality, are owned by the Company and are protected by copyright, trademark, and other intellectual property laws. We grant you no rights other than the limited license expressly granted in Section 4. All other rights are reserved.

11. Dispute Resolution; Arbitration; Class Action Waiver

11.1 Informal Resolution. Before filing any claim, you agree to attempt to resolve the dispute informally by contacting us at the email address in Section 16. We will attempt to resolve the dispute informally for thirty (30) days from receipt of your notice.

11.2 Binding Arbitration. If the dispute is not resolved informally within thirty (30) days, you and we agree that any dispute, claim, or controversy arising out of or relating to this Agreement or the Service shall be resolved by binding arbitration under the UNCITRAL Arbitration Rules then in effect, with the seat of arbitration in Nassau, Commonwealth of The Bahamas. The arbitration shall be conducted in English by a single arbitrator and shall be governed by the Arbitration Act, 2009 of the Commonwealth of The Bahamas. Judgment on the award rendered may be entered in any court of competent jurisdiction.

11.3 Class Action Waiver. YOU AND WE AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, OR REPRESENTATIVE PROCEEDING. UNLESS BOTH YOU AND WE AGREE OTHERWISE, THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON'S CLAIMS AND MAY NOT OTHERWISE PRESIDE OVER ANY FORM OF A REPRESENTATIVE OR CLASS PROCEEDING. YOU WAIVE ANY RIGHT TO TRIAL BY JURY.

11.4 Opt-Out. You may opt out of this arbitration provision by sending written notice to the email address in Section 16 within thirty (30) days of first accepting this Agreement. The notice must include your name, contact information, and a clear statement that you wish to opt out.

11.5 Exceptions. Either party may seek injunctive or equitable relief in any court of competent jurisdiction for actual or threatened infringement of intellectual property rights or breach of confidentiality.

12. Governing Law

This Agreement is governed by the laws of the Commonwealth of The Bahamas, without regard to its conflict-of-laws principles, except that the Arbitration Act, 2009 of the Commonwealth of The Bahamas governs the interpretation and enforcement of Section 11. The United Nations Convention on Contracts for the International Sale of Goods does not apply. Subject to Section 11, the courts of the Commonwealth of The Bahamas shall have exclusive jurisdiction over any matter arising out of or relating to this Agreement.

13. Termination

We may suspend or terminate your access to the Service at any time, with or without notice, for any reason, including breach of this Agreement. Upon termination, your right to use the Service immediately ends. Sections 5, 6, 7, 10, 11, 12, 13, and 14 survive termination.

14. Changes to This Agreement

We may modify this Agreement at any time. Material changes will be communicated through the App or by other reasonable means. Your continued use of the Service after the effective date of any modification constitutes your acceptance of the modified Agreement.

15. Apple-Specific Terms

You acknowledge and agree that:

(a) This Agreement is between you and us only, not with Apple Inc. ("Apple"). Apple is not responsible for the App or its content.

(b) The license granted to you for the App is a limited, non-transferable license to use the App on any Apple-branded products that you own or control, as permitted by the Usage Rules in the Apple Media Services Terms and Conditions.

(c) Apple has no obligation to furnish maintenance or support services for the App.

(d) In the event of any failure of the App to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price (if any) for the App. To the maximum extent permitted by applicable law, Apple has no other warranty obligation whatsoever with respect to the App.

(e) We, not Apple, are responsible for addressing any claims by you or any third party relating to the App, including product liability claims, claims that the App fails to conform to any applicable legal or regulatory requirement, and claims arising under consumer-protection or similar legislation.

(f) In the event of a third-party claim that the App or your use of it infringes that third party's intellectual property rights, we, not Apple, will be solely responsible for the investigation, defense, settlement, and discharge of any such claim.

(g) You represent that (i) you are not located in a country subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a "terrorist supporting" country, and (ii) you are not listed on any U.S. Government list of prohibited or restricted parties.

(h) Apple and Apple's subsidiaries are third-party beneficiaries of this Agreement, and upon your acceptance, Apple will have the right (and will be deemed to have accepted the right) to enforce this Agreement against you as a third-party beneficiary thereof.

16. Miscellaneous

Entire Agreement. This Agreement, together with our Privacy Policy, constitutes the entire agreement between you and us regarding the Service and supersedes any prior agreements.

Severability. If any provision is held unenforceable, the remaining provisions remain in full force and effect.

No Waiver. Our failure to enforce any provision is not a waiver of that provision.

Assignment. You may not assign this Agreement. We may assign it without restriction.

Notices. Notices to us must be sent to the contact email below.

Contact: isitascam2@pm.me
Mintaka Media Group Inc.